Surpasses similar products on market with Total Internal Rate of Return expected to exceed 7%

Enhanced Currency Exchange Option exercisable from end of 2nd policy year - the earliest in market

Enjoy up to 27% premium refund and guaranteed preferential interest rate of 4% p.a. upon successful application

HONG KONG SAR  - 2 January 2024 - A pioneer in the multi-currency savings insurance realm#, AIA Hong Kong's popular Global Power Multi-Currency Plan Series has been a market favourite since its launch.

To help customers achieve their individual goals sooner, AIA Hong Kong announces the launch of "Global Power Multi-Currency Plan 3" today. Featuring enhancements that offer even higher returns and more flexibility - including a Total Internal Rate of Return (Total IRR) expected to exceed 7%1 for US dollar and HK dollar policies - its returns surpass those offered by similar products on the market1.

The plan offers the market's earliest2 exercisable period for policy currency exchange, from the end of the second policy year onwards. It also allows customers to withdraw cash3 flexibly for optimised cash flow management. Furthermore, features such as the newly added Mental Incapacity Option4, nine currency options and four premium payment term options provide customers with flexible legacy and long-term wealth planning support.

During the promotional period, customers can also enjoy a premium refund5 of up to 27% and a guaranteed preferential interest rate of 4% p.a.5 upon successful application.

Ms Alice Liang, Chief Proposition Officer of AIA Hong Kong & Macau, said, "The world is in an era of uncertainty, while abundant opportunities still present themselves. AIA Hong Kong remains committed to providing customers and their families with flexibility and diverse choices, aiming to empower them to realise their dreams and reach their full potential - whether that's exploring the world, saving for their children's overseas education, or enjoying retirement life.

"Since the launch of the ground-breaking Global Power Multi-Currency Plan in 2021, AIA Hong Kong has been continuously pushing boundaries in product design. To further strengthen our market competitiveness, we are adding a number of flexible options and enhancing the expected Total IRR of US dollar and HK dollar policies to exceed 7%1," Ms Liang continued. "As a result, customers can enjoy more freedom in wealth management and life planning helping them live Healthier, Longer, Better Lives."

The new "Global Power Multi-Currency Plan 3" is a participating whole-life insurance plan. Its key features include:

Total IRR expected to exceed 7%1. The plan features an uplift in expected Total IRR for US dollar and HK dollar policies better than those of similar products in the market1.

The earliest2 in the market to be able to exercise the Currency Exchange Option6. The Currency Exchange Option is exercisable from the end of the second policy year - the earliest2 in the market - allowing customers to capture global opportunities faster. Upon exercising the option, customers may upgrade to the latest Global Power Series product to enjoy its newest benefits.

Ability to withdraw cash flexibly while accumulating wealth3. To serve customers' needs for both long-term wealth accumulation and flexible cash withdrawal, the plan offers the choice of one-off cash withdrawal or regular cash withdrawals at customers' pre-set amounts and schedules, allowing them to create customised income streams.

New Mental Incapacity Option4. In the unfortunate event that a policyholder is diagnosed as a permanently mentally incapacitated person, the advanced designated recipient will receive timely financial support, giving policyholders more protection for their families.

Nine currency options and four premium payment term options.The plan offers a selection of nine currencies, including Renminbi (RMB), US dollar (US$), British pound sterling (GBP), Australian dollar (AUD), Canadian dollar (CAD), HK dollar (HK$), Euro (EUR), Singapore dollar (SGD) and Macau pataca7 (MOP), with Currency Exchange Option6. Each currency may offer different policy returns. Customers may choose from four different premium payment terms - single pay, three-year (limited offer), five-year or 10-year - to help them manage their wealth flexibly.

Building on the success of the Global Power Series, AIA's "Global Power Multi-Currency Plan 3" also offers the first-in-market8 Bonus Lock-in Option and Bonus Unlock option as well as the Policy Split Option9 to help customers achieve wealth allocation for legacy planning. The plan welcomes applications from individuals and corporations to help them accumulate long-term wealth and realise their financial goals.

All information above is for reference only and does not constitute any offer and/or insurance product recommendation. The product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, please refer to the product brochure and policy contract of relevant products or visit the website. In case the customer wants to read policy contract sample before making an application, they can obtain a copy from AIA. Life insurance policies are long-term contracts of insurance. Should the customer surrender the policy early, they may receive an amount considerably less than the total amount of premiums paid.

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